Conventional Fixed Rate
Term Rate APR
30Year 6.375% 6.574%
20Year 6.125% 6.384%
15Year 5.375% 5.688%
10 Year 5.375% 5.821%
FHA Fixed Rate
Term Rate APR
30 Year 6.125% 7.315%
15 Year 6.125% 7.533%
Equity (Other) Fixed Rate
Term Rate APR
15 Year 7.500% 8.173%
10 Year 7.250% 7.730%
5 Year 7.000% 7.116%
HELOC (Other)
Rate APR
*8.500% 8.500%
APR = Annual Percentage Rate
The specific rate and term will depend on your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.
Your final APR may vary based upon customary fees and closing costs which are treatable as interest when calculating your final APR.
APR calculation assumes the following loan conditions for Primary Residences:
*Home Equity Line of Credit: this loan has a 15 year term which is adjustable quarterly and is based on Wall Street Journal Prime + 1%. The first 5 years of the term consists of interest-only payments and the final 10 years is the principal + interest payback period. Minimum draw request must be $4000 during the first 5 years. Note rate floor: 4%. Note rate ceiling: 18%.
Rates are subject to change without notice. Rates updated daily.